I wasn't sure what forum or subject to select for this post, but I think 'Challenges' and 'Fears' are probably two relevant ideas, so I went with them.
Self-honesty is my aim here. Thank you in advance if you manage to bear with me.
The staff of my school just had a visit from a representative for a financial institution and savings, loans, mortgages, travel plans etc. were discussed. I left feeling both sad and irritable, but I didn't realise straight away that it was down to a mixture of the following: